Thursday, December 16, 2021

Helped my college roommate get huge VA retroactive disability check


$155,000. It will be in his bank on Monday," said his attorney K. E, when she called to give me the great news. My old college roommate has won a 52-year old VA claim he'd long-forgotten having submitting in 1969 when he left active duty. 

I got his initial VA claim approved earlier this year at 40% disability with an initial check for $7,000, paying what was due from November 2020 when I mailed it. However, I knew he needed professional help trying to get other serious disabilities related to what the VA decided is already service-connected.

I recommended the attorney I knew best, who also has her solo veteran-focused practice near my friend. Her expertise uncovered the fact that his initial claim had been submitted back in 1969, filed and lost somehow into his VA dental records and never adjudicated. She slapped the paperwork into the mail to catch up with this VA error, and today's great news comes as a blessing for my old friend.

What a happy day!

Thursday, November 4, 2021

WHO SAID VA DOESN'T HAVE A SENSE OF HUMOR?? THAT'S SO NOT TRUE!

 I LEARNED TODAY FROM THE CHEYENNE VA CLAIMS OFFICE THAT I'D BEEN DECLARED  DEAD!

"Not so," I insisted and whipped out my ID cards. "Oh, bother," said the claims agent as she looked forward to an entire afternoon correcting VA's boo-boo. Here's how VA posted the changes: (Third line under STATUS of Your Claim)



Sunday, September 12, 2021

PowerPoint Briefing: added:: Colorado Gold Star Spouses Property Tax Exemption

 Here's a PowerPoint briefing on Colorado's Gold Star Spouses and our effort to qualify them for the state Disabled Veterans Survivor Property Tax Exemption. During the last session of the legislature, the House unanimously approved this but it died in the State Affairs Committee immediately on reaching the Senate.








Sunday, September 5, 2021

Expert Advice on Additional Benefits Beyond VA 100%

 This is an excellent blog on various benefits veterans might consider applying for even after earning a VA 100% service connected rating. Look it over!



Saturday, September 4, 2021

YouTube Video added to explain TDIU & Colorado's Disabled Vet Property Tax Exemption

Here's a PowerPoint briefing on Colorado's TDIU veterans ("total disability for individual unemployability.") Our effort is to qualify these 4800 totally disabled veterans for the same disabled veteran property tax exemption offered other Colorado veterans with a VA 100% rating.

TDIU and 100% are the only two ways VA categorizes a vet as totally and permanently disabled, but Colorado does not permit TDIU vets the small property tax exemption. 





Tuesday, August 24, 2021

UVC Identifies 2022 Veterans' State Legislative Objectives

At today's executive committee meeting of the United Veterans Coalition, leaders identified Gold Star Spouses' property tax exemption as our Number One state legislative objective for the 74th General Assembly of the Colorado legislature. 

Colorado's Total Disability for Individual Unemployability (TDIU) veterans' property tax exemption was selected as the coalition's Number Two goal going into the next legislative season!

Both objectives deal with Colorado's Constitution, Article X Section 3.5 and the small partial property tax exemption presently offered seniors, totally and permanently disabled veterans, and their survivors.

The Colorado Bar Association had already indicated its support for both objectives.

Co-chairs Shelly Shelly Kalkowski and Robbie Robinson presented their state legislative committee 2022 general goals and specific objectives, finalized just prior to this morning's executive committee gathering. 


Thank you, UVC!



Monday, August 23, 2021

Disabled Veteran Property Tax Exemption: What A Convoluted History!

Amazing! And pretty disappointing, too, with what's been done to our veterans and
their survivors. 

Let's review the confusing history of this mess. Just follow the explanation of how we've tried but only partly succeeded in protecting our disabled veterans.

In 2014 the Colorado legislature passed HB14-1373 to include survivors of totally disabled veterans with the veterans and seniors over age 65 for the small, partial disabled veteran property tax exemption. This was a blatant modification of the state constitution without first bothering the voters for our okay. 

Please understand: We voters first created our state constitution and then authorized constitutional amendments. Years later the legislature took it on themselves (yes, for good reasons, of course) to make changes they felt useful by passing HB14-1373. Regardless of intent or outcome, this was a no-no and an unconstitutional action by the legislature: the legislature has no power to modify or change the constitution. The estimated cost was around $100,000.

They simply did it. Folks involved at the time today agree it "abused" the constitution but hey – they did it anyway.

Regardless of procedure, that was a good thing with a very small footprint, not likely to invite any challenge: Indeed, there has been none. I can't find any notice ever made about this "extra-constitutional" legislative action that added a few hundred widow(ers) to a program already attracting attention for its cost. I make mention of it only because it was done and it should be done again!

You see, the legislature passed SCR06-001 in 2006, then presented it to Colorado voters as Referendum E. We approved it overwhelmingly, extending the senior property tax exemption to a few thousand totally and permanently disabled veterans. The original version of that tax exemption covered only seniors and its genesis was HB00-1002. The legislature passed that in 2000 for presentation to the voters as Referendum A. It passed, with an estimated cost of just over a million dollars.

Those two referenda – A in 2000 and then E in 2006, made totally and permanently disabled veterans and seniors as the two categories of homeowners qualified for the property tax exemption. Then HB14-1373 added the veterans' survivors.

Let's review:
1. 2000, Referendum A + HB00-1002 = the senior exemption, apparently also including survivors
2. 2006, Referendum E + SCR06-001 + HB07-1251 = the disabled veteran exemption
3. 2014, HB14-1373 = the disabled veteran's survivor exemption
4. 2016HB16-1444 = aligned the statute with the constitution, adding disabled military retirees' exemption 

HB21-1002: We must note the dastardly action by the senate in June 2021 rejecting the unanimous house bill for a referendum adding Gold Star Spouses to the disabled veteran property tax exemption. 

Survivors of military personnel lost in the line of duty are presently denied the exemption by a stupid and illogical technicality: The exemption recognizes only survivors of veterans who die while in receipt of the exemption. Dying in combat very obviously prevents a veteran from returning to Colorado to qualify for the exemption, so we deny it to the widow. Dumb in the extreme.

The senate's unpatriotic rejection dishonored Colorado but "saved" the state about $95,000.


Friday, August 20, 2021

COLORADO LEGISLATURE & GOVERNMENT: "TDIU VETS ARE ON THEIR OWN"

 Colorado voters approved Referendum E in 2006, not knowing that the legislature had already defined "qualified veteran" so as to exclude vets with the VA "total disability for individual unemployability," (TDIU.) 

Colorado's legislators and government officials chose to interpret the requirement for the "VA 100% rating" so as to exclude totally and permanently disabled veterans who are compensated at the 100% level...because they are in fact totally and permanently disabled. The only difference being, 

TDIU veterans have a totally disabling injury, worse than standard VA tables are meant to recognize, that is in fact totally and permanently disabling. These are the same totally and permanently disabled veterans – one honored by Colorado with a small property tax exemption and the other totally ignored. Are they less somehow than worthy in the eyes of our mostly non-veteran legislators?

Actually, to be completely correct, TDIU vets haven't been truly ignored. That's because the only attention given TDIU veterans by
Colorado's legislature and government has been opposition to extending to these vets, totally and permanently disabled in the line of duty, the small property tax exemption.

That's the extent of their efforts. Less than zero, because it was years of "absolutely not" instead of "let's find a way." That has meant years of being denied the specific constitutional benefit voters were told we approved as Article X Section 3.5 for all of Colorado's veterans with honorable service who became permanently and totally disabled in the line of duty. 

Have we abandoned thousands of Colorado's TDIU veterans?

Wednesday, August 18, 2021

How Colorado (mis)treats thousands of our totally and permanently disabled veterans - refuses TDIU vets Colorado's disabled veteran property tax exemption


 Colorado extends its small, partial property tax exemption only to veterans with the VA 100% disability rating, but REFUSES the exemption to every totally and permanently disabled veterans with the VA "total disability for permanent unemployability" (TDIU) rating. Same total disability in the line of duty, but TDIU vets have injuries that are WORSE than standard tables.

Tuesday, August 17, 2021

Colorado DAV asked to lead the way on TDIU property tax exemption effort

The Colorado Department of the Disabled Veterans of America has been asked to lead the effort to get the Colorado Disabled Veteran Property Tax Exemption for our TDIU veterans (total disability for individual unemployability.)  CLICK to read the brief sent their state commander.


Saturday, August 14, 2021

Doesn't ANYBODY in Colorado care about TDIU Veterans?

I've found encouragement about veterans with TDIU (total disability for individual unemployability) only from the Colorado Bar Association's Military and Veterans Affairs Committee, and the United Veterans Coalition.

Outside of those two worthy organizations who "really get it"...zero interest among Colorado's citizens for the needs of the state's totally and permanently disabled veterans of honorable service who are rated "TDIU."

Not your problem, right? You're probably not a vet although perhaps the child or grandchild of one. You're probably not the father of a young man or woman in service. So...simply not your problem.

TDIU veterans make up about 30-40% of Colorado's totally disabled veterans. VA has two categories: 100% rated, for vets whose injuries are typical for the type injury suffered, and TDIU, for vets whose injuries are worse than typical for the type injury suffered.

Colorado permits the 100% rated vets our too-small partial property tax exemption, and specifically refuses it to TDIU veterans.

Are these veterans any different than each other? Yes, because the TDIU vet is specifically evaluated as having a worse-case type injury rather than "typical," and is thereby totally and permanently disabled and never able to work again.

Why do we treat them differently? Ask your legislator if they can explain...I can't. I care, but only a rare handful in the legislature seem to care.

Not their problem. They really don't care.

 

The legislature hid their cards from us with Referendum E in 2006

 In 2006 the legislature referred an issue to the public for a small property tax
exemption for totally and permanently disabled veterans. This was done via SCR06-001. But the legislature hid some of their cards, not telling us all the details, so what we approved was not what we got!

This issue reached the voters as Referendum E in 2006 and was then overwhelmingly approved. Colorado voters believe in protecting our disabled veterans with such important benefits!

The legislature then created "enabling legislation" in the form of HB07-1251 to set into our statutes the provisions of the newly-approved Referendum E.

That sums up the trouble we now have in our state's small disabled veteran property tax exemption.

You see, we were asked to vote on a straightforward text the legislature gave us in the Blue Book:

"AN AMENDMENT TO SECTION 3.5 OF ARTICLE X OF THE CONSTITUTION OF THE STATE OF COLORADO, CONCERNING THE EXTENSION OF THE EXISTING PROPERTY TAX EXEMPTION FOR QUALIFYING SENIORS TO ANY UNITED STATES MILITARY VETERAN WHO IS ONE HUNDRED PERCENT PERMANENTLY DISABLED DUE TO A SERVICE-CONNECTED DISABILITY."

We didn't see the cards the legislature hid behind up their sleeves (or is it behind their backs?) They didn't show us anywhere in the Blue Book that SCR06-001 also had a description of the qualified disabled veteran that, in effect, eliminated almost half of Colorado's veterans who'd been totally and permanently disabled in the line of duty. They didn't tell us anything about their description in what we approved, but they certainly put their hidden cards into Article X Section 3.5 and the enabling statute HB07-1251:

(1.5) For purposes of this section, "disabled veteran" means an individual who has served on active duty in the United States armed forces, including a member of the Colorado national guard who has been ordered into the active military service of the United States, has been separated therefrom under honorable conditions, and has established a service-connected disability that has been rated by the federal department of veterans affairs as one hundred percent permanent disability through disability retirement benefits or a pension pursuant to a law or regulation administered by the department, the department of homeland security, or the department of the army, navy, or air force

The words in highlighted yellow cut thousands of Colorado's totally and permanently disabled veterans, injured in the line of duty and with honorable service, from the property tax exemption we thought we approved for them. We never saw and we never approved those words or anything like them!

The VA has two types of disability ratings for veterans who are totally and permanently disabled in the line of duty. One is called "100% rated" and the other is "Total Disability for Individual Unemployability," or TDIU.

Both ratings are based on the fundamental concept in the VA for compensation based the degree of an injury's impact on the veteran's ability to earn a wage after service: 

• The "100% rated" is based on standard tables for the average earning loss caused by the average injury.

• "TDIU" is based on the actual earning loss caused by a worse-than average injury. A TDIU veteran has been individually assessed by VA as having an especially worse-than-average injury rendering him/her actually unable to ever work again.

Colorado's voters thought we were voting for, as the Blue Book put it for us to better understand:

"Veterans are rated 100-percent permanently disabled when a mental or physical injury makes it impossible for the average person to hold a job and the disability is lifelong"

Colorado's legislators and administrators would have us accept that 100% is not the same as total. That the amendment and the statute exclude TDIU veterans with total and permanent disabilities but accept 100% veterans with total and permanent disabilities.

Folks, the legislature simply hid their cards....or did they have them up their sleeves? 

We didn't get what we voted for. We didn't protect all the veterans we thought we were protecting with Referendum E!

Friday, August 13, 2021

Colorado says thousands of our vets (TOTALLY & PERMANENTLY DISABLED IN THE LINE OF DUTY) aren't our right kind of vets (TOTALLY & PERMANENTLY DISABLED IN THE LINE OF DUTY) to deserve benefits

 I recently exchanged correspondence with a very courteous state official. The point I wanted to make is that when veterans were granted the small partial property tax exemption for totally and permanently disabled veterans via SCR06-001 that led to Referendum E in 2006, what we voted approval for clearly wasn't what ended up as the wording of the constitution's Article X Section 3.5. 

Did we get snookered? Did the legislature pull a fast one to keep from wasting too much money on disabled veterans?

The official's correspondence and expertise was very kindly offered to me and I appreciate it, but he just didn't address my point and instead stressed, the law is what the law is, and for changes visit your legislator. He wrote, "In Colorado, the factors that affect the determination as to whether a veteran is a "qualifying disabled veteran" who is eligible for the property exemption are:

"(1) the eligibility requirements set forth in the Colorado Constitution; and (2) Most significantly for the purposes of this response, the purpose for which the federal government has determined a veteran to be "totally" disabled."

I do understand. I'm not the official's client but the state government is his actual client so he steps forth in support, despite the oath of office to the national and state constitutions that one must take for public service. I tried to make the point that I agree with his second point, that "total disability for individual unemployability" (TDIU) is a VA classification for....totally and permanently disabled Colorado veterans injured in the line of duty. My point was that total and 100% are the same words, and we follow the "plain meaning" of words in our state.

Here is what the people of Colorado were told we voted for when we read the text of the referendum in the 2006 Blue Book:

"AN AMENDMENT TO SECTION 3.5 OF ARTICLE X OF THE CONSTITUTION OF THE STATE OF COLORADO, CONCERNING THE EXTENSION OF THE EXISTING PROPERTY TAX EXEMPTION FOR QUALIFYING SENIORS TO ANY UNITED STATES MILITARY VETERAN WHO IS ONE HUNDRED PERCENT PERMANENTLY DISABLED DUE TO A SERVICE-CONNECTED DISABILITY."

I've made the point already that "one-hundred-percent" and "total" as in TDIU mean the same; voters made no distinction and weren't asked to do so...we approved 100% which is the same as total. However, here's the version of what we ended up as Article X Section 3.5 of the constitution once administrators and legislators reworded what they sent us to vote on and what we voted for into what they wanted for us. We got the text of the referendum, but the legislature had in SCR 06-001 their very restrictive definition of a "qualified veteran" that we voters didn't get to see:

(1.5) For purposes of this section, "disabled veteran" means an individual who has served on active duty in the United States armed forces, including a member of the Colorado national guard who has been ordered into the active military service of the United States, has been separated therefrom under honorable conditions, and has established a service-connected disability that has been rated by the federal department of veterans affairs as one hundred percent permanent disability through disability retirement benefits or a pension pursuant to a law or regulation administered by the department, the department of homeland security, or the department of the army, navy, or air force.

We didn't get to see the part highlighted in yellow although it was in SCR06-001 and it also ended up in the constitution as Article X Section 3.5. We do know that the legislature wasn't all that concerned about its own wording because when they did the enabling statute for the referendum once it was approved they decided, without regard for the constitution they'd just given to us to approve, that they'd leave out the text highlighted in yellow.

"(3.5) ‘Qualifying disabled veteran’ means an individual who has served on active duty in the United States armed forces, including a member of the Colorado National Guard who has been ordered into the active military service of the United States, has been separated therefrom under honorable conditions, and has established a service-connected disability that has been rated by the United States department of veterans affairs as one hundred percent permanent and total disability pursuant to a law or regulation administered by the department.

That's right. HB07-1251, the statute the legislature passed didn't have the part about totally disabled military retirees, so for the next fifteen years Colorado taxed these veterans, despite their constitutional entitlement to the property tax exemption:

I spotted the problem in 2014 and worked with my state senator to fix it. In May 2016 the legislature passed HB16-1444 to put those constitutional words protecting totally and permanently disabled military retires back into the statute, but Colorado has ever since ignored that law by simply not providing any form with which those qualified veterans can apply. No form = no exemption, despite the nagging minor detail of these veterans having the benefit enshrined in our hallowed constitution. I refer back to the oaths these folks take upon assuming office to support the state constitution...but it seems not of any importance if things like this aren't of interest to them.

Tuesday, August 10, 2021

Is there any real value to the Disabled Veteran Property Tax Exemption?

Is the Disabled Veteran Property Tax Exemption actually worth anything?

Easy answer: not as much as when voters approved it back in 2006.
The US dollar has dropped in value by other a third. Our 2006 dollar has lost 35 cents, while the exemption has remained static (half of the first $200,000 in assessed value) since creation in 2006.

We see the opposite in property values. Denver's average home sale in 2006 was $288,000, and by 2021 had more than doubled to $612,000.

What voters sought for our disabled veterans back in 2006 cut 34% of an average home's tax bill. Today, the exemption covers less than 15% of the home's taxes; this drop in real value means the exemption is worth less than half when first authorized.

The value of the exemption voters approved for disabled veterans is worth much less today. While property values, property taxes and other expenses keep going up each year, the real value of the property tax exemption for disabled veterans, seniors and their survivors, is worth less and less each year as we watch the dollar deflate. And property taxes in real dollars keep going and up

The 2020 cost to Colorado for all categories of the property tax exemption was about $159,000,000. Disabled veterans and their survivors are only 2% of that.

Colorado isn't especially generous in our exemption. Nineteen other states exempt 100% of a totally disabled veteran's property taxes. No other state restricts TDIU veterans from their exemption.

"They just did it." Used statute to modify Article X Section 3.5 & added survivors

GOLD STAR WIVES:

HB14-1373 added surviving spouses of seniors and disabled veterans to the property tax exemption in Article X Section 3.5. 

That means the legislature modified a provision in the Colorado constitution without bothering with an amendment!

Oops.

That is "extra-constitutional." But it was done. Can we do the same "extra-constitutional" approach to add Gold Star Wives (spouses) to the survivors?

Saturday, August 7, 2021

TDIU vs 100% Disabled Veterans & CO Property Tax Exemption. Perhaps we ALREADY approved TDIU?

A justification for inclusion of TDIU veterans can be based on what the legislature passed in 2006 with SCR06-001 to present to the voters for approval as Referendum E. That asked whether disabled veterans should be added to the original senior exemption. 

I believe voters approved Article X Section 3.5 with the plain meaning of the text's words to include TDRU. Here is the actual text of the amendment from the Blue Book:

"​AN AMENDMENT TO SECTION 3.5 OF ARTICLE X OF THE CONSTITUTION OF THE STATE OF COLORADO, CONCERNING THE EXTENSION OF THE EXISTING PROPERTY TAX EXEMPTION FOR QUALIFYING SENIORS TO ANY UNITED STATES MILITARY VETERAN WHO IS ONE HUNDRED PERCENT PERMANENTLY DISABLED DUE TO A SERVICE-CONNECTED DISABILITY.​"​

According to DOLA, when the enabling legislation was crafted (HB07-1251, Section 39-3-203[1.5], C.R.S) "some legislators" then set up their definitions to fine-tune what voters thought we wanted.

Here's the legislators' "modification" of what the people voted for:

 "...A SERVICE-CONNECTED DISABILITY THAT HAS BEEN RATED BY THE UNITED STATES DEPARTMENT OF VETERANS AFFAIRS AS ONE HUNDRED PERCENT PERMANENT AND TOTAL DISABILITY PURSUANT TO A LAW OR REGULATION ADMINISTERED BY THE DEPARTMENT."

Background: It might help that we have HB16-1125 to​ align Colorado veteran-related terminology with the VA's. In 1925, the​ VA​ Schedule for Rating Disabilities provided the first definition of total disability. Total disability was defined as "an impairment of mind or body that is sufficient to render it impossible for the average person to follow a substantially gainful occupation". 

That's what we have today, only VA has evolved two systems of rating tables for various injuries, percentages of which reflect an impairment in the ability to work. A certain injury, or group of injuries, reflects a work impairment in percentages up to 100%, or what is typically a total inability to work. A 100% disabled vet might possibly still work and is encouraged to do so for financial and mental health.

TDIU is absolutely no different in concept – it is also a percentage based on tables for average injuries and how they cost the vet ability to work. However, TDIU is "rounded-up" to the 100% compensation step to addresses situations where an injury or group of injuries is uniquely worse than typical​, ​constituting the actual​ total inability to work. 

A TDIU vet who is someday able to return to work forfeits VA compensation, but the 100% vet is encouraged to work if possible and keeps the compensation. TDIU qualification is with full mental or physical disability, just as with Social Security Disability. Often the TDIU is evaluated first by state rehab agencies or a Certified Rehabilitation Counselor in addition to VA exams. 

VA's Inspector General describes TDIU as VA's solution for VA own "inadequate rating tables." Denying a totally and permanently disabled who VA determines has injuries worse than VA's "inadequate" rating is certainly not something ​voters expected to do in approving Referendum E. However, for some illogical reason, Colorado has ended up with that interpretation penalize our TDIU​ vets.

One would have to read the text and make an effort to exclude TDIU​ – and we've done that in our state.

Certainly, if an interpretation is to be made reading the referendum and its explanation, the general sense of inclusion for TDIU is far stronger than its exclusion. Because there was no further qualification or explanation​ in the amendment's text or explanation, no fine-tuning​ as to military veteran​s​totally and permanently disabled due to a service-connected disability – it includes both categories. 

So, are we left wondering only about the difference between ​“100%” ​and​ “Total?” Did the electorate read the text to include or to exclude either, especially after reading the Blue Book analysis?​ ​Ask a lawyer​ or an English teacher (in one of my former lives, I was an English teacher with a California Community Colleges Lifetime Credential.)​ 

Colorado ​has​ put​ much​ too-fine and illogical a distinction between "100%​"​ and ​"​total" TDIU veterans with permanent awards. Colorado even has our statute, section 2-4-101, C.R.S., that supports the Plain Meaning Rule: "Words and phrases shall be read in context and construed according to the rules of grammar and common usage." I imagine that is especially so with foundational documents such as the constitution.
A. The plain meaning of total includes 100%, complete, containing the whole, an entirety, absolute, perfect, unconditional, and pure
BThe plain meaning of one-hundred-percent includes total, complete, full, all, perfect, whole, all inclusive, absolute, an entirety.

Either way, Colorado has one of our citizens to care for, an honorable veteran who volunteered for service and came home totally and permanently disabled ​as well as actually unable to ever work ​due to terrible line of duty injuries, classified by VA as TDIU.

But Colorado refuses even this small tax benefit. Our legislature said our totally and permanently disabled TDIU vet isn't totally and permanently disabled enough, per its preference for one VA total disability category over another, even when VA means them to be the same in protection of the same totally and permanently veterans? Even though Colorado overwhelmingly approved the benefit when we voted for "ANY UNITED STATES MILITARY VETERAN WHO IS ONE HUNDRED PERCENT PERMANENTLY DISABLED DUE TO A SERVICE-CONNECTED DISABILITY.​"​

Here's another thought. There should be no need for a constitutional amendment to address TDIU. Two arguments for that are:
A. We already approved all totally disabled veterans in Referendum E, or
B. Because the legislature defined "qualifying disabled veteran" it can easily do so again to clarify inclusion of TDIU rather than exclusion

Here is how one law firm explains the issue: 

What are the differences between 100% and permanent total disability ratings?

The main difference is why you obtain the rating. If you receive a 100% rating, it is because your disabilities totaled this amount on the Combined Ratings table. If you receive a permanent total disability rating, it is because you received a 100% rating and your conditions are not expected to improve. Veterans can receive a 100% rating or TDIU without the permanent and total disability VA benefits rating attached to it.

“Total” means that all your disabilities equal a 100 percent veterans benefits rating. “Permanent” means the VA expects the veteran’s disability to continue throughout their life without significant improvement. 

 Are Individual Unemployability benefits considered permanent total disability ratings?

First, you should understand that Individual Unemployability benefits, 100% ratings, and permanent total disability ratings are different things. First, Individual Unemployability does not require you to obtain a 100% rating, but they pay the same. Like a 100% disability rating, Individual Unemployability is not necessarily permanent. If you return to work you lose your TDIU. However, veterans can receive a 100 percent rating while working full-time. TDIU is restrictive and an actual determination of the inability to work.

Veterans can receive permanent TDIU ratings while they receive Individual Unemployability benefits if VA determines the line-of-duty conditions preventing you from working are not expected to improve."

Note: Both groups can ha​​ve temporary categories, but we're only concerned about ​​VA permanent ratings.
For reference, here's Referendum E's text from the 2006 B​lue Book:
"​AN AMENDMENT TO SECTION 3.5 OF ARTICLE X OF THE CONSTITUTION OF THE STATE OF COLORADO, CONCERNING THE EXTENSION OF THE EXISTING PROPERTY TAX EXEMPTION FOR QUALIFYING SENIORS TO ANY UNITED STATES MILITARY VETERAN WHO IS ONE HUNDRED PERCENT PERMANENTLY DISABLED DUE TO A SERVICE-CONNECTED DISABILITY.​"​

The Colorado Property Tax Reduction for Disabled Veterans Referendum, also known as Referendum E, was on the November 7, 2006 ballot in Colorado as a legislatively referred constitutional amendment, where it was approved. The measure extended a property tax exemption for qualified senior citizens to all U.S. military veterans living in Colorado who are 100% disabled due to a service-related disability​.​

Who qualifies for the tax deduction? Homeowners who have served on active duty in the U.S. Armed Forces and are rated 100-percent permanently disabled by the federal government due to a service-connected disability qualify for the tax reduction in Referendum E. Colorado National Guard members injured while serving in the U.S. Armed Forces also qualify. Veterans are rated 100-percent permanently disabled when a mental or physical injury makes it impossible for the average person to hold a job and the disability is lifelong. Nationally, less than one percent of veterans have a 100-percent permanent disability rating. About 2,200 veterans are expected to qualify for the property tax reduction in Colorado.

Saturday, July 3, 2021

State Homestead Exemptions - Seventeen states offer 100% disabled Vets a 100% property tax exemption


State Homestead
Exemptions – These states are leaders in being especially "veteran friendly." They offer 100% disabled veterans a total personal property tax exemption. In most cases, the exemption carries on to the survivor as well.

By contract, Colorado permits a meager exemption of just half of the first $100,000 in assessed value, saving the veteran about $600. 

While insisting Colorado is "veteran-friendly," we then deny the small exemption to Gold Star Widows and to nearly 40% of the state's totally disabled military retirees (TDIU, separated from their service for career-ending line-of-duty injuries.

Thursday, July 1, 2021

Joint Services Records Research Center – how this little-known DoD agency responded to C-123 Veterans' Agent Orange claims



It is amazing and totally confusing, the countless government agencies littering the landscape that veterans and other citizens must navigate. Agencies that impact thousands of lives while  we have no idea about their powers or even their existence. In pursuing C-123 veterans' Agent Orange claims, I encountered ATSDR, NIESH, NTC, JSRRC, AFPMB, M21-1MR, ACDC, USAFSAM, USCAVC, USAFPMB, and AFBCMR. Alphabet confusion!

One agency with its unrevealing initials is the JSRRC, the “Joint Services Records Research Center.” JSRRC turned out to be pretty darn important to all veterans with Agent Orange exposure or PTSD claims. JSRRC is part of the Department of Defense but run by the US Army, and operates out of Fort Belvoir, Virginia.


JSRRC and our C-123 veterans' Agent Orange issues came together in late 2011. By early 2012  my VA disability claim was initially approved by the Portland VA claims office citing CDC confirmation, but then denied on review by Washington authorities. 


As I read the denial of my C-123 Agent Orange exposure claim submitted over a year earlier, I saw it was authored by Tom Murphy, then VA director of compensation and pension in the Veterans Benefits Administration (VBA.) Our association used my own Agent Orange claim as a representative claim because I was already 100% VA disabled for spinal cord injuries; I could argue without any appearance of personal gain.


Today Tom is acting Under Secretary for Veterans Benefits. Murphy dismissed every issue I raised in my claim. What has interested everyone concerned about Agent Orange ever since was his oft-quoted line, “There is no conclusive evidence that TCDD exposure causes any adverse human health effects.” WOW!


Agent Orange is harmless? Note the use of “conclusive,” cleverly chosen because few diseases such as prostate cancer or ALS can be pinned to Agent Orange with any such "conclusive" certainty. Instead, as Murphy and respected VA researchers like Dr. Mark Garzatto at VA Portland know perfectly well, the situation is our odds of getting these diseases are much worse having been exposed than if not. 


Sometimes, even twice-worse, as Dr. Garzotto's research proved. But never absolutely “conclusive” proof as with a broken arm. 


This point is well-known in science and throughout the VA, but here Murphy hid behind the confusion he would cause. In a similar manner, we know asbestos is harmful, as is certain radiation and many different toxins; exposure to such things isn't "conclusive" but the probability of resultant disease is greatly worse than not.


What an amazing statement! Murphy actually wrote in denying my Agent Orange prostate cancer claim his official top-level response that TCDD, the known carcinogen in Agent Orange is harmless. This would come as startling news to VA physicians and scientists, VA, WHO, and every other government agency having already concluded decades ago that Agent Orange and its TCDD contaminant is the most poisonous man-made toxin on earth.


Murphy and his staff dismissed evidence supporting my claim from the Air Force, Columbia University, the Committee of Concerned Scientists and Physicians, Oregon Health Sciences University, the Agency for Toxic substances and Disease Registry, the National Institute for Environmental Health Sciences, and other sources. Nothing persuaded Murphy or his subject matter experts that I’d had Agent Orange exposure. Nothing. 


Nothing until all these truly persuasive sources ganged up on the VA in 2014 at Institute of Medicine hearings, the IOM concluding VA had been wrong all along. Later Murphy was to earn the moniker “Agent Orange denier” from veterans’ organizations like DAV and VVA.


I met with Murphy in his DC office on February 28, 2012. Murphy explained that he would only accept exposure proofs from the Joint Services Records Research Center, not what veterans ourselves might submit. His response explained why materials we send were disregarded at VA. 


The regional office working claims like mine was required by VA regulation to contact the Joint Services Records Research Center ("JSRRC".) Initially, JSRRC had reported it" could not verify that the Veteran was exposed to Agent Orange” but subsequent reports were more affirming. The most startling thing Murphy told me was that no amount of evidence would ever permit a C-123 claim to be approved – VA had already determined there could have been no exposure aboard our airplanes. As he ushered me out, for any further inquiry he recommended Dr. Terry Walters in Veterans Health Administration.


Nothing at all was resolved by meeting with Murphy. However, reading more and more  about his VA rules for claims and appeals, it was clear JSRRC needed to be provided our evidence but also convinced of its relevance. I read through procedural VA manuals and regulations once again. 


Whether or not Murphy gave much JSRRC credence, VA rules were there in print and, along with Murphy and Walters,  they’d been the death-knell to so many veterans’ claims from men and women. The governing VA regulation is  “M21-1, Part IV, Subpart ii, Chapter 1, Section H - Developing Claims for Service Connection (SC) Based on Herbicide Exposure.” This VA claims manual states:

“Regional offices (ROs) must submit a request for verification of herbicide exposure to JSRRC using the Defense Personnel Records Information Retrieval System (DPRIS) web application when
• a Veteran provides, or military records contain, the information JSRRC requires, but
• service records do not confirm the Veteran served in an area associated with herbicide exposure.”

This meant for all claims like ours VA has a legal duty to assist with claims. Turning to JSRRC for input advice or assistance is required for claims of Agent Orange exposures other than in Vietnam. Once the 1991 Agent Orange Act went into effect, regional VA claims staff outinely submitted all such inquiries to JSRRC in Fort Belvoir, Virginia. For the path forward, we figured convincing JSRRC would then force Murphy to accept our claims.


Murphy had made it clear that although a JSRRC review was required for our claims it still could be denied any real persuasive power: It seemed that VA ignored or disputed virtually everything veterans submitted. except some of what was sent by JSRRC. Even that could be disregarded. Still, getting our stacks of evidence to JSRRC for VA inquiries remained important as the next step. 


When I called to ask, JSRRC director Mr. Dominic Baldini offered an appointment on my next trip to Washington DC. I made the expedition to Fort Belvoir where Baldini met me very warmly and immediately assured me his team always sought the information necessary hoping to support veterans’ claims. JSRRC archivists, a small team of just twelve experts in researching government files, was obviously dedicated and very overworked.


A note here. I’d prepared an in-depth report, a large binder and CD with all the FOIA results, agency opinions and other proofs in hopes that JSRRC would weigh them carefully and return a more positive response to VA inquiries about C-123 veterans’ claims. Included were materials from ten universities whose scientists and physicians reported on our exposures. 


Also, I had source data from the Air Force, aircraft toxicology results, and data from other federal agencies to persuade JSRRC and give it information to persuade VA. Baldini and I half a day pouring through the major stuff point-by-point, and he seemed to assure me that JSRRC would have that source data to help affirm C-123 veterans’ exposure claims.


I was surprised, then, as every claim kept being denied. VA insisted JSRRC found no evidence supporting approving our Agent Orange claims. I wrote the manager of VA’s Agent Orange claims desk, Mr. Jim Sampsel, and copied him on the same binder of persuasive materials I’d provided to JSRRC. 


The next stall was Sampsel's when he emailed that VA would only accept input from JSRRC, and that information, to be acceptable, could only be from military and related DoD sources. All the input from Columbia University, independent scientists, state agencies and even NIH and CDC was somehow, regardless of merit, unacceptable to Sampsel and his Agent Orange desk. 


Sampsel’s ploy was obviously to prevent any input that would force a conclusion supporting our claims. In fact, JSRRC is responsible for reporting to VA on all credible information; Sampsel was deliberately putting on his blinders even with his blinders, was keeping his eyes and ears shut.

 

I accepted the challenge; I had no choice anyway. If Sampsel insisted he’ll only accept JSRRC input and it had to be only from military sources, I’d find it. Dr. Linda Birnbaum was the famous director of the National Institute for Industrial Health Sciences; she backed the ATSDR letters. If Sampsel would accept only DoD input, she'd get it for him. Dr. Birnbaum had many officers from the US Public Health Service working for her, so she had the most senior, Captain Aubrey Miller MD USPHS, write a report for Sampsel. USPHS officers are actually military officers and must be acceptable to Sampsel. Sampsel just ignored it anyway.


I double-checked and made certain Baldini still had everything I’d left for JSRRC, evidence that should have proved our case to Sampsel and his VA overlords. Baldini had been sympathetic during my visit, and I knew he had ample evidence to force Sampsel to use VA’s own narrow focus just as VA kept refining it, twisting and turning to avoid constructed accepting any such proof and keep our claims denied.



Only later I figured out that Baldini had already sent Sampsel a thoroughly documented summary of that information. It seemed all of Sampsel's obstructions against our proofs were dreamed up on the fly but even when we were able to comply he ignored everything anyway. But Baldini's carefully-worded C-123 summary was persuasive, cited the 200-times greater cancer risk, and was copied to many others.  I thought Sampsel couldn’t turn away from the strength of our evidence any longer. I was wrong again.


Sampsel, this pretzel-brained anti-veteran government one-man claim denial obstacle course, was amazing.…he developed yet another way to turn his head away from evidence. In the face of the JSRRC input, Sampsel insisted he’d accept only DoD records and once I got that he morphed requirements, his new demand being he'd accept only the JSRRC reports that he first requested, not those sent by JSRRC without a Sampsel inquiry. That way, Sampsel continued denying all C-123 claims by saying there was no supporting evidence. 

Sampsel's VA Agent Orange desk completely stopped making any inquiries to JSRRC about us. No inquiry from Sampsel at VA meant no Baldini-JSRRC response to support our exposure claims. He engineered the absence of otherwise readily available evidence of our exposures.

    It worked. At least it worked for about another year. Sampsel continued to deny every C-123 veteran's exposure claim while VA was insisting to senators and the media, and even his own senior executives that VA had no such “blanket refusal policy” for our claims and that each veteran’s claim was being carefully evaluated on its own merits.


Before June 19, 2015, no C-123 claim had ever been accepted by Sampsel at VA, although a few had been approved  by the Board of Appeals for Veterans Claims. Those appeals took years, with VA medical care refused until final resolution.


Yet Sampsel and his overlords kept repeating, kept deceiving, kept misleading – “VA will continue to adjudicate these claims on a case-by-case basis.” He did not mention that his own Agent Orange Desk in Veterans Benefit Administration had officially informed field claims offices that no basis existed for approval of a C-123 claim. One such claim from Paul Bailey in New Hampshire was denied by Sampsel's VBA and appealed, then finally granted by the White River VA claims office. 


That first unique success was featured in articles by Steve Vogel with the Washington Post, leaving Sampsel to write then-Secretary Shinseki that no basis existed for the claim but it should remain unchallenged any further to avoid political trouble.


Meanwhile, Sampsel kept refusing to accept or to request any information from Baldini’s JCSSC. But Baldini is a man of unusual integrity in such an office. Sampsel had repeatedly emailed JSRRC to push-back against C-123 proofs. Finally, pressured by the March 6, 2013 letter to him from Dr. Christier Portier, director of the CDC Agency for Toxic Substances and Disease Registry, Baldini did the right thing on March 12, 2013, despite his personal friendship with Jim Sampsel. 


CDC and other NIH offices had generated several C-123 reports to JSRRC, the VA and copies to the veterans to establish dangerous TCDD exposures. C-123 aircraft had exposed veterans to 200-times military toxin thresholds and exposed veterans to a 200-fold greater risk of cancer. Those were a paperwork trail about frightening health hazards nobody would ever be able to cover up. 


Baldini wasn’t inclined to cover this up anyway, certainly not to help Sampsel continue denying claims. Baldini sent his email to Sampsel (requested or not) and also forwarded it to several different government offices and legislators who'd asked about such evidence.  

Baldini had finally and officially informed the Veterans Benefit Administration that, as per VAM 21-1 MR, JSRRC had adequate “information of record” to report “relevant documentation” existed in the form of a very authoritative report by the CDC itself to the USAF, a report authored two years earlier by the CDC’s Agency for Toxic Substances and Disease Registry (part of the CDC) 


Sampsel had this first ATSDR report (the Sinks report) on his desk, sent to him by the CDC for over a year but disputed it while continuing to insist no such evidence existed supporting C-123 exposure claims. He insisted VA was reviewing claims “on a case-by-case” basis and did not mention that he had directed VA offices around the country to deny all those claims. 


 

At this point Sampsel took the last step available to him to forestall any claims: he acknowledged the existence of the CDC report but kept it from having any immediate effect. He put out a position statement acknowledging the JSRRC message to him, and falsely stated that JSRRC was supposed to only report DOD information. That held off the veterans another full year.


Sampsel was mistaken about limiting JSRRC input. JSRRC is charged to report to VA any and all credible support of a veteran’s Agent Orange exposure claim, particularly from federal government sources.) The faithful Dominic Baldini kept sending Sampsel, unsolicited and therefore ignored, affirmations of C-123 veterans’ exposures. The most comprehensive of these was dated May 15, 2014. Baldini figured Sampsel couldn't ignore a point-by-point from JSRRC. Sampsel didn't ignore...he couldn't as the report was being widely circulated.


 

        

.

Later, we learned that JSRRC had been submitting proof to Sampsel at VA several times during a period of nearly three years. None of which ever moved Sampsel act properly per his duties as per VA’s own VAM21-1MR rule book.


Sampsel reacted by pushing his stall as far as possible, saying VA would wait for the results of a study by the Institute of Medicine (released nearly two years later) and would continue in the interim to “evaluate” (i.e., deny 100% ) claims on a case-by-case basis. And deny he did until VA’s new regulation recognizing C-123 exposure claims was published on June 19, 2015.

N-o-t-h-i-n-g ever prompted Sampsel to action. was more than four years after the CDC report (dated January 25, 2012) established C-123 veterans’ exposures. Those were four years in which Sampsel’s antics helped VA withhold medical care and other benefits due disabled veterans from every C-123 vet claiming Agent Orange exposure.

There's an interesting point about Mr. James Sampsel, VA subject matter expert and manager of the Agent Orange Desk, responsible for complex questions arising from veterans' Agent Orange exposure claims. He was invited to brief the VA Advisory Committee on Disability Compensation. For some reason known only to him, he misleadingly informed the committee that much of the renewed attention Agent Orange was getting was merely due to media “hype” and “hysteria.” 



“The facts don’t always matter,” Sampsel told the committee.

The June 13, 2017 front page of Stars and Stripes, along with ProPublica and other publications, featured those amazing remarks from Mr. James Sampsel.


Sampsel felt it necessary to orient the committee by first mentioning me:
           For the past several years there's been         an advocate, Wes  Carter.

He's a retired reservist Air Force Colonel. He was a pilot, a C-123 pilot. After the C-123 Ranch Hand planes were retired from Vietnam, they came back to the U.S. and they sat in mothballs for a while. And then they were distributed to reserve units in Pennsylvania, Massachusetts and Ohio. And they were flown for several years. And Wes Carter was an advocate for this group, the C-123 group, and he claimed that they were exposed to Agent Orange by virtue of dried, solidified Agent Orange that was still active in those planes.
Not only that, reservists do not qualify under the law. He called it bio-availability --there was no bio-availability, because it can't get through the skin. There wasn't anything to inhale, and so on. Anyway, that was the argument that was presented to the Institute of Medicine. VHA commissioned the Institute of Medicine to look into it.
I went to the hearings. One scientist from Harvard or somewhere said that dried, solidified TCDD never stops emanating molecules into the air. Hardly anybody bought that at the time, but the IOM went with it. I don't think the science supports it. Most scientists don't think the science supports it, but the law is what it is.

Sampsel was obviously far, far off base in claiming that the science doesn't support "it," the toxicity of Agent Orange. Sixteen others in that Institute of Medicine committee of physicians and scientists, "one scientist from Harvard or somewhere," along with the distinguished members of the National Academy of Sciences, plus the independent committees the IOM submitted their conclusions to for peer review, plus the Secretary of Veterans Affairs, plus the CDC, all concluded that the science did support C-123 exposure. Sampsel skipped that part, it seems.

While discussing me with the VA Advisory Committee on Disability Compensation Sampsel didn't mention that I was the principal presenter for veterans’ interests at the IOM committee hearings, and also represented the Vietnam Veterans of America that day. Then Sampsel spoke of how he and VA…and Dr. Alvin Young… handle (obstruct) Agent Orange claim. No mention was made of how his Agent Orange Desk avoided accepting JSRRC input to avoid honoring valid C-123 veterans’ claims:

 I monitor that mailbox. It's called the Agent Orange mailbox. Everyone that makes a claim, the policy is that the regional office has to send it in and I take a look at the claim. And then I take a look at the Department of Defense documents that we have on Agent Orange use, testing, storage and so on and so on. And I will send back to them and say there's no evidence for this, or maybe there is evidence. And what I use to determine that is Department of Defense documents. And who produced those Department of Defense documents was Dr. Alvin Young.

We had a contract with Dr. Alvin Young, who did, as I mentioned before, he did a lot of research in the '60s and '70s. He worked at Eglin Air Force Base, where they developed the spray nozzles. They sprayed Agent Orange over a two-square mile area for years and used the technology in Vietnam. So he did all the work for the Department of Defense.


That’s right. Sampsel credited Al Young as the expert VA turns to for careful consideration of disabled C-123 veterans’ claims. Young, the Air Force officer who weaponized Agent Orange. Young, who preceded Sampsel at the VA Agent Orange desk where for years he rejected the first waves of Vietnam veterans’ claims by saying "the evidence just isn’t there.” Young wrote Sampsel encouraging him to "hold the line" against C-123 veterans' claims.


Young, the VA contractor and former VA employee who castigated C-123 veterans as “trash-haulers, freeloaders for whom I have no respect" was "helping" VA evaluate our claims. Sampsel's boss Brad Fluhr visited that committee at their next public meeting to apologize for Sampsel's comments. I was there to hear it. Sweet.


A few more factoids about Mr. Sampsel. His personal friend Dr. Al Young was given a no-bid sole-source $600,000 contract to write Agent Orange-focused monographs, most of which opposed C-123 veterans’ claims of exposure. Throughout this contract, as he had with other such contracts, Young reported to VA through Sampsel, and submitted draft copies of his monographs to VA officials to make certain they reflected VA doctrine. 


Young later was quoted by ProPublica agreeing he'd “made millions” from his VA work opposing Agent Orange claims over the decades. Young also was noted in ProPublica and other publications for labeling Agent Orange-exposed veterans “trash-haulers, freeloaders for whom I have no respect.”


In 2014 Al Young represented the VA perspective on C-123 Agent Orange at the Institute of Medicine public hearings on the issue. Although he insisted he wasn’t there to represent the VA, he was at the time being paid over $25,000 per month for his Agent Orange monographs.

In one interesting paper, he described the 1971 toxin decontamination of C-123 aircraft No. 664, with photos of the pristine condition of the cockpit, cargo deck and exterior. His point was that #664 and all other C-123 spray airplanes had been safely decontaminated – no post-Vietnam exposures were possible.

Photos from Young's monograph #12. My "oops" balloon points to electronics not yet invented
 in 1971, 50 years ago when Young said this "USAF" photo was taken.

That wasn’t quite the case, however: Young was playing something of a shell game to deceive the IOM. Actually, C-123 No. 664 is today owned by the Air Heritage Museum in Pennsylvania, and the “reconditioning” of that plane was done by the museum itself in recent years, not by the Air Force back in 1971. 


Further, the photos Young showed the IOM and printed as part of his $600,000 no-bid sole-source contract purporting to be taken in 1971 of the “reconditioned” C-123 were copied directly from the Air Heritable Museum web site. The photos of “Ponderous Polly,” as the aircraft is named, are still there on line, just as Young copied them. They aren't USAF photos after all. 


Young’s input to the Institute of Medicine committee was the VA’s primary push-back against the veterans’ claims of exposure. The IOM report was released on January 9, 2015. Young’s with input was dismissed, tainted as “mere speculation, conjecture.” It is clear Sampsel's $600,000 of VA-money was wasted.


Revenge is sweet, however, especially when unsought and when the other guy brings it on himself. The Institute of Medicine rejected Dr. Young's arguments against C-123 veterans' Agent Orange exposure to them as "mere inadequate conjecture" when it published their decisive report on January 9, 2015. 


In 2017 Young told ProPublica that he might have been wrong. 


He was.



                               Alvin Young, PhD
                              "Dr. Orange"